Best Business Credit Cards

The best business credit cards vary according to the specific needs of the business. Different businesses will get maximum benefits from different features.

Business cards offer similar features to those for individuals, but usually also add unique features which are very useful for corporations or small businesses.

The features which are typical of all types of cards include 0% interest for a certain period (often a year) either on balance transfers, purchases or sometimes both. Rewards of various types are also usually offered. These rewards might include air miles, cash back which might have different percentages for different categories of expenditure, discounts and special deals on purchases, priority treatment and other advantages.

Many companies use travel as part of their business needs. Some offers include higher cash back percentages on gas purchases for example, and others have air miles available for particular airlines. These types of rewards can be very valuable for certain companies.

Cards for companies usually include features such as multiple cards, often with different assignable limits on each card which can be very useful when allowing employees to make certain types of purchases for the business. Another feature is reports of expenditure and other data, which are often free and can be daily. Companies can also often get generous credit limits.

Some cards meant exclusively for particular business needs include those which offer a large amount of short-term credit. They sometimes have a grace period before any interest is applied, but might have an unusually high interest rate after that time. These can be very useful for companies which have short-term cash-flow fluctuations.

The best business credit cards vary in detail often, as different terms, conditions, rewards, and interest rates can be offered from time to time, so check for the latest details when you need one.